Data Center Lifecycle Insurance Program (DCLP)

At Legends Elite Solutions, we're always watching for innovative products that can better protect our clients' assets. A leading global insurer recently introduced a Data Center Lifecycle Insurance Program (DCLP), a first-of-its-kind facility designed to cover risks across the entire life of a data center, from initial construction to ongoing operations.

What makes this program unique is that it bundles multiple critical coverages into one streamlined solution, reducing gaps and simplifying procurement. Instead of managing several separate policies, clients gain a single program that addresses:

• Construction risks — up to $1.5 billion in protection for delays, property damage, and business interruption.
• Cyber and technology risks — up to $400 million for construction cyberattacks and technology E&O.
• Cargo and transport exposures — up to $500 million.
• Third-party liability — up to $100 million (excluding U.S. exposure).

This program is designed for the reality that data centers aren't just buildings, they are mission-critical infrastructure powering today's global economy. With cyber, construction, and operational exposures increasing in complexity, having a comprehensive facility like this provides peace of mind and more predictable risk management.

At Legends Elite Solutions, our role is to guide clients through specialized programs like DCLP, ensuring you get the right protection for both your physical and digital assets. Whether you're developing new facilities or managing existing operations, we can help you evaluate how this type of coverage fits into your overall risk strategy.

If your organization is building, operating, or investing in data centers, let's talk about how this new program can protect your assets and strengthen your insurance portfolio.