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Coverage for You and Your Family

Personal Lines

Affordable, personalized protection for your home, vehicles, and liability, compared across multiple trusted carriers.

Not sure which coverage fits your life?

A local advisor will walk you through your options in plain language.

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Property Insurance

  • Homeowners Insurance — protects the home structure and personal property, plus liability. See home insurance coverage by Texas city, including TWIA wind/hail coverage for coastal properties.
  • Renters Insurance — covers a tenant's belongings and liability.
  • Condo Insurance (HO-6) — for condo unit owners, covering interior structure and belongings.
  • Mobile / Manufactured Home Insurance — for non-traditional homes.
  • Landlord / Dwelling Fire Insurance — for owners renting out property.
  • Vacation / Seasonal Home Insurance — protects second homes.
  • Flood Insurance — through NFIP or private carriers.
  • Earthquake Insurance — for earthquake-prone areas.
  • Windstorm / Hurricane Insurance — in coastal regions.
  • Personal Articles / Floaters — high-value items such as jewelry, fine art, and collectibles.

Auto & Vehicle Insurance

  • Personal Auto Insurance — liability, collision, comprehensive.
  • Motorcycle Insurance — street and recreational bikes.
  • Classic / Collector Car Insurance — for antique vehicles.
  • RV / Motorhome Insurance — combines auto and property coverage.
  • Boat / Watercraft Insurance — for boats, jet skis, and yachts.
  • ATV / Snowmobile Insurance — off-road recreational vehicles.
  • Golf Cart Insurance — often needed in communities or resorts.

Liability & Umbrella

  • Personal Liability Insurance — standalone liability protection.
  • Personal Umbrella Insurance — extra liability beyond auto/home limits.
  • Excess Liability — similar to umbrella, with more restrictive coverage.
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