What We Do

Commercial Property Insurance in Central Texas

Commercial property insurance protects the physical assets of a business, including buildings, equipment, and inventory. Legends Elite Solutions focuses on Austin and the greater Central Texas region, comparing coverage across multiple carriers for the property types and risks specific to this market.

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Property Types

We Specialize in All of the Following Property Types

Central Texas Markets

Where We Focus

Legends Elite Solutions is based in Central Texas and concentrates its commercial property expertise on this region.

Austin Round Rock Georgetown San Marcos New Braunfels Waco Killeen Temple Cedar Park Pflugerville
Coverage Types

Common Types of Commercial Property Coverage

Building Business Personal Property / Contents Business Interruption Insurance Inland Marine Insurance Extra Expense Accounts Receivables Building Ordinance / Law Outdoor Property Liability Crime Flood Umbrella
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Know Your Policy

Review the Type of Building Coverage on Your Policy

Commercial property policies provide either replacement cost coverage, actual cash value coverage, or a combination of both. To be fully protected, make sure your policy provides replacement cost coverage.

Replacement Cost Coverage

Pays to repair or replace your property at current costs. This means the policy will pay enough to rebuild your building and replace your property with new items, even if the cost is more than what you originally paid.

Actual Cash Value Coverage

Pays replacement cost minus depreciation, a decrease in value because of wear and tear or age. It is less expensive; however, the policy might not pay enough to fully rebuild your business.

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